New · For lender credit teams

Financials analyzed in 180 seconds.

Drop in any audited financial statement — PDF or image. FinAGG's in-house engine extracts the P&L and Balance Sheet, computes every credit ratio that matters, and shows you exactly where each number came from.

180sAvg. processing
PDF · IMGInputs accepted
40+Ratios & fields
100%Auditable
FinAGG financial statement analyzer
2:32
Processing
OAN Industries · FY24-25
Current Ratio1.42×
Debt / Equity2.20×
Interest Coverage2.65×
DSCR1.78×
Live · Auditable
How it works

Four steps. Three minutes. Zero spreadsheets.

1

Upload

PDF or image of any audited financial statement.

2

Extract

P&L and Balance Sheet line items, fully tagged.

3

Compute

Derived fields and 40+ credit ratios, instantly.

Approve

Edit, sign-off, and pass to underwriting.

Features

Built for credit teams who can't afford ambiguity.

Every value the engine produces is traceable back to the source document. No black boxes. No manual data-entry. No reconciliations.

Any statement, any format

Audited reports, scanned PDFs, photos from a phone — the engine handles them all without manual prep.

180-second turnaround

Full extraction, computed fields and ratios — delivered before your coffee cools. Process at scale.

Superimposed verification

Every value links back to its location on the source PDF — auditable end-to-end, with zero guesswork.

Editable extraction

Override any extracted value, add remarks, save drafts — and approve only when you're confident.

40+ credit ratios out of the box

Liquidity, solvency, profitability, coverage — all calculated, flagged and ready for credit memos.

Tabbed workspace

P&L, Balance Sheet, Computed Fields, Ratios — one place, one schema, one source of truth.

Inside the workspace

Source PDF on the left, extracted data on the right — every cell editable.

P&L statement extraction
P&L Statement · Revenue · Expenses · Director Salary · derived totals — all editable
Balance sheet extraction
Balance Sheet · Equity · Liabilities · Term Loans · COVID Loan tagging
Computed fields
Computed Fields · Total Income · Gross Profit · PBDIT · PBT — auto-derived
Statements pipeline
Pipeline · upload, status, approver workflow with full audit log
Sample Output · OAN Industries Ltd · FY 2024-25

From a 40-page audit report — to credit-grade ratios.

Every ratio below was computed from a single uploaded PDF, in under three minutes. No spreadsheets touched, no values re-keyed.

Current Ratio
1.42×
Healthy short-term liquidity
Debt / Equity
2.20×
Leverage above sector median
Interest Coverage
2.65×
Comfortably servicing debt
DSCR
1.78×
Above lender threshold
Gross Margin
22.86%
On revenue ₹13,047 L
PBDIT Margin
6.74%
PBDIT ₹882.57 L
PBT
₹333.86 L
Profit before tax
Return on Capital
14.1%
ROCE — efficient deployment
// amounts in ₹ lakhs · derived directly from the source audited statement
Pilot in your team

Stop re-keying balance sheets.
Start underwriting faster.

Book a 30-minute walkthrough with our team — bring one of your toughest statements and we'll process it live.

Direct contact
Pilots typically go live within 2 weeks. Bring your existing statement library — we'll batch-process the first 50 free.