FinAGG Privacy Policy

We at FinAGG Technologies Private Limited (“Company”) and our Affiliates are committed to protecting your privacy.

This Privacy Policy applies to the information / data provided by you (“Dealer / Partner”) when you (“Dealer / Partner”) interact with us on our websites i.e. _____ or through other channels (for example, by communicating with us or attending one of our events), and when you use FAME SCORE Apps and Services. This Privacy Policy (“Policy”) describes how we collect, receive, use, store, share, transfer, and process your information / data shared / to be shared by you with FinAGG. It also describes your choice (s) and right (s) with respect to your information / data, including your rights of share, access and correction of your information / data. If you do not agree with this Privacy Policy, you should not use our websites or the Service.

We update this Privacy Policy from time to time and we encourage you to review this Privacy Policy periodically. We will post any Privacy Policy changes on this page and, if the changes are material, we will provide more prominent notice by sending you an email notification or some other communication mode as deemed fit at the time.

If you have any questions about this Privacy Policy or our treatment of your information / data, please write to us at FinAGG Technologies Private Limited, Smartworks, LG Floor, World Trade Tower, Block C1, Sector-16, Noida-201301 (U.P.), email address: ___________.

1. What Information We Collect About You

1.1 Information you provide to FINAGG

1.1.1 When you visit our Website

We collect information / data from you when you submit through ___ (if any) or interact with our websites, try our app, sign up for a webinar, or initiate product enquiries. Information / data is any data about you, which you share expressly with us to have insight on multiple parameters which include overall financial health, business vintage, GST and Tax Compliance etc. (other details, if any, to be added by FinAGG team) etc. to which FinAGG has or is likely to have access by virtue of your consensual submission. We use this information to provide / to be provided certain services to Our Client (Anchor), and / or you. Additionally, we may share your registration data with our partners in order to pull out necessary information / data as a part of our services to be provided to you.

1.1.2 Account and Your Information

We collect information / data when you sign-up for FAME Score, create or modify your user information, set preferences, or provide any other related information to access or utilize our Service. The details including but not limited to GSTIN, Banking, ITR, Credit Information from any / all of the Credit Bureau, CIBIL, KYC etc. shall be collected from you.

1.1.3 Customer Testimonials

We fetch data from your customers after obtaining their consent, which may contain certain information / data. We obtain each customer’s consent via our webpage wherein certain terms and conditions are to be agreed upon by customers prior to pulling out the customer’s information / data.

1.2 Information We Collect and Process When You Use the Service

1.2.1 Log Files

When you visit our websites and use the Service and accord your consent, we get authority to fetch your information / data to process and prepare a detailed Report with the help of an AI-based evaluation tool called FAME Score. This information can include your GSTIN, Banking, ITR, Credit Information from any / all of the Credit Bureaus, CIBIL, KYC, etc.

1.2.2 Fetch Data

We fetch information / data from various sources when you give an express consent to us for the said purpose. We prepare a detailed report with the help of an AI-based evaluation tool, engaging third-party providers to collect usage data, and we only share data with these providers in an unidentified manner.

1.2.3 Mobile

When you access or use the Service via our mobile applications, we automatically collect information such as your device model and version, operating system, or device identifier.

1.3 Information We Collect From Other Sources

1.3.1 Partners

We may receive information / data about you from our network of partners / Anchor. We may receive this information / data from our deal and/or lead registration process through our partners / Anchor or through any other source.

1.3.2 Third Parties

We may receive information from our business and solution partners.

1.3.3 Information Retention

FinAGG will retain the information even after the Dealer / Partner stops availing services from FinAGG, for a stipulated period of time as necessary to comply with its legal obligations, to abide by any rule or regulation issued by any Judicial / Quasi-Judicial authority, and enforce any right / agreements.

1.3.4 Usage Information

FinAGG may automatically collect certain other information, including but not limited to ____________________ (FinAGG team to mention, if any), whenever you visit or utilize the Services such as _______, the date and time of your request, your profile, websites visited by you, search terms used, platform type, and various information and with regard to your usage of the Services provided through the Website (“Usage Information”). Such Usage Information collected is not associated with any third party.

1.3.5 Information We Process on Your Behalf of Customers (Dealer / Partner)

Our Service allows you to share your GSTIN, Banking, ITR, Credit Information from Credit BureauCIBIL, KYC etc., and related information with us. We store your information on our servers but process it as a processor under your instructions and in accordance with our Terms of Service.

2. How We Use Your Information

2.1 To Provide the Services

We use your information to provide, improve, and communicate with you about the Services.

2.2 To Secure and Protect our Product and Users

We use your account information / data to investigate and help prevent security incidents.

2.3 Research and Development

We may share anonymized information for research and development purposes.

2.4 Mobile Notifications

If you use mobile applications, we may send you push-notifications from time to time. You may turn them off at the device level.

3. How We Share Information

3.1 Third Parties and Service Providers

We may share your information with third parties to provide services.

3.2 Partners

We may share data with trusted FinAGG partners for statistical analysis, marketing, and customer support.

3.3 Compelled Disclosure

We reserve the right to disclose your information if required by law.

4. Data Storage and Security

4.1 Data Security

We use various security technologies to protect your information.

4.2 Data Retention

We retain your information as long as necessary to fulfill our obligations.

5. Cookies and Similar Technologies

We use cookies and tracking technologies to improve our website and services.

6. How to Access and Control Your Information

6.1 Reviewing, Correcting, and Removing Your Information

You have the right to access, correct, or delete your information.

6.2 Unsubscribe from Communications

You may unsubscribe from our marketing communications by following the instructions in our emails or contacting us at ___________.

7. Data Security

7.1 Protecting Data

FinAGG is committed to protecting the security of any Information and uses reasonable efforts, including a variety of security technologies and procedures, to help protect such Information from any unauthorized access, use, or disclosure. FinAGG will take all reasonable measures in furtherance of this commitment. However, FinAGG cannot guarantee that the Information received from you, the User, and other information stored on the servers will be absolutely protected in all circumstances.

There may be instances where FinAGG Products are subject to security breaches and failures due to circumstances beyond FinAGG’s reasonable control. These may include computer “hacking,” data theft, and physical theft, among others. To prevent this, we recommend that you, the User, take additional measures to protect your information, such as installing anti-virus software, closing browsers after use, keeping confidential log-in credentials and passwords, and regularly updating your software to ensure the presence of the latest security-enabled features on your device.

7.2 Data Disposal

Any data destroyed shall be disposed of in a manner that protects the privacy of the Information received by FinAGG Products from the Dealer/Partner, following industry standard practices and norms.

The Dealer/Partner hereby acknowledges and understands that all Information provided in using FinAGG Products is with their knowledgeable consent and at the Dealer/Partner’s own risk.

8. Modifications

FinAGG reserves the right to change or add to the privacy or security conditions at any time without prior notice. Any changes in this Policy by FinAGG shall be posted on https://___________ to reflect changes in its Privacy Policy so that the Dealer/Partner is always aware of what information FinAGG Products collect, use, and under what circumstances, if any, products may disclose it. Since FinAGG reserves the right to change the privacy conditions, it is necessary to regularly follow and read the terms. Subsequent use of this site after modifications implies acceptance of changes to the privacy conditions.

9. Commercial Communication

FinAGG may send electronic communications or trade electronic communications to your contact address on the site or on your behalf, which you have forwarded to or registered with. It is assumed that you have given prior permission/consent to the sending of electronic messages via any form of electronic communication, whether commercial or not. You always have the right to revoke your consent/rejection and refuse commercial electronic communications.

10. Link to Other Sites

We may provide content that links to other sites. If you click on a third-party link, you will be directed to that site. Note that these external sites may not be operated by us and are subject to the Privacy Policy of those websites.

11. Contact Us

Any grievances or questions regarding this document should be directed to the following e-mail: ____________.