Fraud signals — built into FameScore
⤳
Diversion of FundsLoan disbursal routed to non-business or related-party accounts
22/100Pattern
▤
Fake Invoice FraudInvoices to cancelled/suspended GSTINs or circular supplier rings
26/100Pattern
↻
Dummy / Circular TransactionsHigh-ticket invoices with zero bank settlement
31/100Pattern
▦
Stock Position FraudDeclared stock vs FAME-implied stock from GST + bank
82/100Pattern
⌗
HSN Code FraudDeclared business nature vs actual HSN purchase mix
88/100Pattern
Sample borrower file · R-6 vs R-5
38
Rajesh Enterprises Critical
Diversion
Fake Invoice
Dummy
| Metric | Last | This | Δ |
|---|---|---|---|
| Banking-to-Turnover | 142% | 71% | ↓ 71pt |
| GST sales (TTM) | ₹9.20 Cr | ₹6.85 Cr | ↓ 25.5% |
| Top-5 customer share | 54.0% | 61.2% | ↑ 7.2pt |
| GSTR-1 filing delay | 2 days | 5 days | ↑ 3.0d |
| Inward bounce rate | 1.4% | 2.1% | ↑ 0.7pt |
| Avg bank balance | ₹28.0 L | ₹22.0 L | ↓ 21.4% |