FinAGG/ Products/ Agentic Onboarding
07 · ORIGINATION · v 1.6 · GA

A single agent runs the whole origination.

KYC, AA pull, GST pull, OCR, fraud, FAME Score, policy check — orchestrated end-to-end by a planning agent your ops team can branch, fork and edit without writing code.

● GA build 1.6.2
Median TAT2m 14s · borrower-side
Straight-through rate71% · WC-SME
Built-in agentsFAME · CIC · AA · GST · OCR · KYC · Fraud
Branchingvisual · git-versioned
Drop-off recoveryWhatsApp · 3 retries
THE FLOW
§ 01

Eight gates. One agent. Zero handoffs.

01 · LEAD 02 · KYC 03 · CONSENT 04 · AA + GST 05 · OCR 06 · FRAUD 07 · SCORE 08 · POLICY
CURRENT RUN · APP-99412
agent · plan + execute
# Loan: WC ₹40L · borrower: Vikrant Traders
[01:18] ✓ KYC.pan · KYC.aadhaar · selfie-match 0.94
[01:32] ✓ CONSENT.aa(11 banks) · CONSENT.gst(24m)
[02:01] ✓ AA + GST reconciled · variance 1.1%
[02:04] ✓ OCR · bank statements · 142 fields
[02:06] ⚠ FRAUD · velocity-stack alert · routing to L1
[02:08] ✓ FAME · 742 / B+
POLICY · awaiting human review · L1 · est 22 min
SLA STREAM · 24H
STARTED9,412
STP · AUTO6,683
HUMAN L11,694
HUMAN L2564
DECLINED · AUTO471

median wall-clock · 2m 14s · borrower-side · WC-SME-v17

// 01

Edit, don't redeploy.

Ops can fork policies, add a gate, override thresholds — all from a visual editor with git-style versioning and rollback.

// 02

Drop-off recovery built in.

Borrower abandons at AA consent? Agent retries on WhatsApp at +1h, +4h, +24h. 38% of drop-offs are recovered.

// 03

Human-in-the-loop, sharply.

Humans see only the cases the agent isn't confident on — with the rationale, citations and a one-click override.

// 04

Live in your LOS.

Ship to Lentra, Newgen, in-house — or use the FinAGG console. Either way, the decision lands in your core system.

Origination in minutes, not days.

Pilots ship in 6 weeks · paid · MoU template ready.